Friday, November 15, 2013

New Anti-fraud Hotline

United States Senate
Special Committee on Aging
Sen. Bill Nelson (D-FL), Chairman
Sen. Susan M. Collins (R-ME), Ranking Member
WASHINGTON, DC – If you or someone you know suspect you've been victim of a scam or fraud aimed at seniors, the U.S. Senate Special Committee on Aging has set up a new toll-free hotline to help.
The hotline was unveiled today to make it easier for senior citizens to report suspected fraud and receive assistance.   It will be staffed by a team of committee investigators weekdays from 9 a.m. to 5 p.m. EST.  The investigators, who have experience with investment scams, identity theft, bogus sweepstakes and lottery schemes, Medicare and Social Security fraud, and a variety of other senior exploitation issues, will directly examine complaints and, if appropriate, refer them to the proper authorities.
Anyone with information about suspected fraud can call the toll-free fraud hotline at 1-855-303-9470, or contact the committee through its website, located at
As chairman and ranking member of the committee, Sens. Bill Nelson (D-FL) and Susan Collins (R-ME) have made consumer protection and fraud prevention a primary focus of the committee's work.  This year the panel has held hearings examining Jamaican lottery scams, tax-related identity theft, Social Security fraud and payday loans impact on seniors.   
"If you're contacted about an offer that sounds too good to be true, then it probably is," Nelson said.  "This new hotline will give seniors a resource to turn to for assistance if they think they've been victimized or have questions about fraudulent activities."   
"Ensuring that seniors are as equipped as possible to avoid becoming victims of fraud and other scams is among our committee's top priorities," said Collins.  "This new hotline offered by the Senate Special Committee on Aging will help to identify and put a stop to the cruel scams that hurt seniors and their families."
The hotline's unveiling also coincides with the committee's launch of an enhanced senior-friendly website.   The site's new features include large print, simple navigation and an uncluttered layout that enables seniors to find information more easily and conveniently.  Online visitors can also increase text size, change colors or view a text-only version of the site.   
To view the new website, visit

It's not about sandwiches! It's about my life!

Monday, November 4, 2013

Mobility 101 Training

The Mobility 101 Training is a few days away!
Mobility 101 Training
Wednesday, November 20th, 2013
8:30 a.m. – 12:30 p.m. 
 The Mobility 101 training is a workshop for agency professionals, seniors, people with disabilities and their caregivers to learn about all of the available transportation options in Dallas County and how they connect. The workshop includes a group outing by DART bus and rail.
 As a reminder, Coffee and check in will begin at 8:30 a.m. Training will start promptly at 9:00 a.m.
 Location: Center for Community Cooperation, Oak Corner Room, 2900 Live Oak Street, Dallas, TX 75204 {Map}
Directions:  Located on Live Oak Street, 1 mile east of downtown Dallas. Free parking available. Near the Deep Ellum rail station. 
 The training is only $12 dollars in advance, $15 dollars at the door, lunch will be provided and space is limited.
Advance Registration Required: Registration deadline is Friday, Nov. 15th.
Please do not hesitate to let me know if you have any questions,, 214-954-4283.
Please forward to your Networks!
Karina Gutierrez
MY RIDE Dallas Navigator
Community Council of Greater Dallas | Dallas Area Agency on Aging
Direct: (214) 954-4283 | Fax: (214) 871-7442

It's not about sandwiches! It's about my life!

Monday, October 28, 2013

IMPORTANT!! Seniors and Health Insurance Alert

There is a lot of erroneous information about health care reform.  Please, read below, so you will not be confused.  If you have questions, call me or Medicare, 1-800-MEDICARE.


Medicare & the Health Insurance Marketplace

The Health Insurance Marketplace, a key part of the Affordable Care Act, will take effect in 2014. It’s a new way for individuals, families, and employees of small businesses to get health coverage.


If I have Medicare, do I need to do anything?

No. Medicare isn’t part of the Marketplace, so you don’t need to do anything. If you have Medicare, you’re considered covered.

The Marketplace won’t affect your Medicare choices, and your benefits won’t change. No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan (like an HMO or PPO), you’ll still have the same benefits and security you have now. You won’t have to make any changes.

Note: The Marketplace doesn’t offer Medicare Supplement Insurance (Medigap) policies or Part D drug plans.


Can I get a Marketplace plan in addition to Medicare?

No. It’s against the law for someone who knows that you have Medicare to sell you a Marketplace plan. This is true even if you have only Medicare Part A or only Part B.

If you want coverage designed to supplement Medicare, you can visit to learn more about Medigap policies. You can also visit to learn more about other Medicare options, like Medicare Advantage Plans.


Can I choose Marketplace coverage instead of Medicare?

Generally, no. As noted above, it’s against the law for someone who knows you have Medicare to sell you a Marketplace plan.

But, you can choose Marketplace coverage if you’re eligible for Medicare but haven’t enrolled in it (because you would have to pay a premium, or because you’re not collecting Social Security benefits).

Before making this choice, there are 2 important points to consider:

1.             If you enroll in Medicare after your initial enrollment period ends, you may have to pay a late enrollment penalty for as long as you have Medicare.

2.             Generally, you can enroll in Medicare only during the Medicare general enrollment period (from January 1 March 31). Your coverage won’t begin until July of that year.



What if I become eligible for Medicare after I join a Marketplace plan?

You can get a Marketplace plan to cover you before your Medicare begins. You can then cancel the Marketplace plan once your Medicare coverage starts.

Once youre eligible for Medicare, you’ll have an initial enrollment period to sign up. For most people, the initial enrollment period for Medicare starts 3 months before their 65th birthday and ends 3 months after their 65th birthday.

In most cases it’s to your advantage to sign up when you’re first eligible because:

    Once you’re eligible for Medicare, you won’t be able to get lower costs for a Marketplace plan based on your income.

    If you enroll in Medicare after your initial enrollment period ends, you may have to pay a late enrollment penalty for as long as you have Medicare.


Will Medicare Advantage plans still be available after the Marketplace starts?

Yes. The Medicare Advantage program isn’t changing as a result of the health care law.


Where can I get more information?

    To learn more about Medicare enrollment, coverage, and plan choices, visit or call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.

    If you have family and friends who don’t have health insurance, or if they want to explore new health plan options, tell them to visit


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